Second MortgageCanyonFunds Available
Canyon County Homebuyer Assistance
Canyon County / IHFA
Up to
$56,000
Assistance
Second Mortgage
Area
Canyon
Buyers
First-time & repeat buyers
Income
Up to $170,000 household income
What This Program Offers
Canyon County buyers (Nampa, Caldwell, Middleton) primarily use IHFA 15-year DPCC assistance — up to 8% of the lesser of sales price or appraised value with $500 minimum contribution.
- AutumnGold Affordable Housing also offers assistance on select renovated/new homes in the Treasure Valley (waitlist).
- No active county government DPA program.
Who Qualifies
Location
Canyon
Buyer type
First-time & repeat buyers
Primary residence
Must be your primary home — not an investment property
Education course
Finally Home! homebuyer education required before closing
Your contribution
You must contribute at least $500 of your own funds
Income limits
Household income up to $170,000 for IHFA programs
| Household | 120% AMI Limit |
|---|---|
| 1 person | $89,926 |
| 2 people | $102,750 |
| 3 people | $115,576 |
| 4 people | $128,400 |
Showing sizes 1-4. See all household sizes
Canyon County • FY 2025 HUD Income Limits
How to Apply
- 1
Complete Finally Home! homebuyer education.
- 2
Find an IHFA-approved lender.
- 3
Get pre-approved for IHFA First Loan + DPA.
- 4
Purchase in Nampa, Caldwell, or elsewhere in Canyon County.
Documents you'll need
- Finally Home! education certificate
- Income verification (≤ $170,000 household)
- Purchase contract in Canyon County
Program Contact
IHFA-approved lenders serve Canyon County buyers
Official WebsiteLast verified: 2026-05-26