Funds AvailableCanyonSecond Mortgage
Canyon County Homebuyer Assistance
Canyon County / IHFA
$56,000
Maximum Assistance
120%
AMI Income Limit
Program Summary
Canyon County buyers (Nampa, Caldwell, Middleton) primarily use IHFA 15-year DPCC assistance — up to 8% of the lesser of sales price or appraised value with $500 minimum contribution. No active county-wide DPA program; IHFA is the main resource for Canyon County homebuyers.
Eligibility Requirements
Location
Property must be in Canyon
Buyer Type
Open to all buyers (first-time and repeat)
Income Limit
Household income must not exceed 120% AMI for Canyon County:
| Household | 120% AMI Limit |
|---|---|
| 1 person | $89,926 |
| 2 people | $102,750 |
| 3 people | $115,576 |
| 4 people | $128,400 |
Showing sizes 1-4. See all household sizes
Canyon County • FY 2025 HUD Income Limits
Primary Residence
Must be your primary residence (not investment property)
Buyer Contribution
You must contribute at least $500 of your own funds
Homebuyer Education
Completion of a HUD-approved homebuyer education course is required
How to Apply
- 1Complete Finally Home! homebuyer education.
- 2Find an IHFA-approved lender.
- 3Get pre-approved for IHFA First Loan + DPA.
- 4Purchase in Nampa, Caldwell, or elsewhere in Canyon County.
Required Documents
- Finally Home! education certificate
- Income verification (≤ $170,000 household)
- Purchase contract in Canyon County
Contact Information
IHFA-approved lenders serve Canyon County buyers
Official WebsiteLast verified: 2026-05-26