Updated May 2026
Idaho Down Payment Assistance Programs 2026
Browse all 10 active Idaho down payment assistance programs for 2026 — grants, forgivable loans, and deferred loans for first time home buyers. Up to 8% of sales price in combined assistance. Use filters below or jump to your city or county guide.
Looking for a specific area? Local guides cover program details, income limits, and funding status for Boise, Meridian, Nampa, and Idaho Falls.
First Time Buyer GuideBoise Down Payment AssistanceMeridian Idaho DPANampa / Canyon County DPAIdaho Falls DPACoeur d'Alene DPAAll Locations →
Funds AvailableStatewide
IHFA Down Payment & Closing Cost Assistance
Idaho Housing and Finance Association (IHFA)
$56,000
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableStatewide
IHFA First Loan + DPA Combo
Idaho Housing and Finance Association (IHFA)
$56,000
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableStatewide
Idaho Heroes 15 Year Second Mortgage
Idaho Housing and Finance Association (IHFA)
$56,000
Second Mortgage
All buyers
120% AMI income limit
Funding ClosedStatewide
IHFA Forgiving DPA (Discontinued)
Idaho Housing and Finance Association (IHFA)
$0
Forgivable Loan
Repeat buyers
120% AMI income limit
Limited FundsBoise
Boise Homeownership Opportunity Program (HOP)
City of Boise Housing & Community Development
$65,000
Deferred Loan
All buyers
80% AMI income limit
Funds AvailableAda
Treasure Valley Down Payment Assistance
Multiple (IHFA + local partners)
$65,000
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableCanyon
Canyon County Homebuyer Assistance
Canyon County / IHFA
$56,000
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableBonneville
Idaho Falls Area Homebuyer Assistance
IHFA + Bonneville County partners
$56,000
Second Mortgage
All buyers
120% AMI income limit
Funds AvailableKootenai
Kootenai County / Coeur d'Alene Assistance
IHFA + North Idaho partners
$56,000
Second Mortgage
All buyers
120% AMI income limit