Find IHFA and local down payment assistance programs for Idaho homebuyers. Take our free 5-minute quiz — IHFA offers up to 8% of sales price with as little as $500 out-of-pocket.
Idaho DPA Finder is a free educational resource. Program eligibility is determined by administering agencies and participating lenders.
IHFA assistance of sales price statewide
Quick eligibility quiz to find your programs
No cost, no obligation, no sensitive data required
Find your down payment assistance in three simple steps
Answer a few simple questions about your situation. No SSN or sensitive info required.
We instantly match you with programs you may qualify for, showing potential assistance amounts.
Optionally connect with a licensed lender who can verify eligibility and guide your application.
IHFA programs are statewide, but Boise, Meridian, Nampa, and other cities add local options. Start with your area.
These are the highest-value programs Idaho buyers ask about most. Each page covers eligibility, amounts, and how to apply.
Up to 8% statewide with $500 out-of-pocket
Up to $45,000–$65,000 in Boise city limits
8% for nurses, teachers, and first responders
Competitive first mortgage paired with DPA
We track all available down payment assistance programs across Idaho so you don't miss out on money you're eligible for. Read the full 2026 Idaho DPA guide, check FY 2026 income limits, or browse all programs. Updated May 2026 with the latest funding status.
Maintained by licensed Idaho mortgage professionals