🏠
Idaho DPADown Payment Finder
Back to All Programs
Second MortgageAda, CanyonFunds Available

Treasure Valley Down Payment Assistance

Multiple (IHFA + local partners)

Up to

$65,000

Assistance

Second Mortgage

Area

Ada

Buyers

First-time & repeat buyers

Income

Up to $170,000 household income

What This Program Offers

Treasure Valley (Ada + Canyon counties) buyers can combine IHFA 15-year DPCC assistance (up to 8% of sales price or appraised value) with City of Boise HOP (up to $45,000 fee-simple or $65,000 deed-restricted in Boise city limits via NeighborWorks Boise or LEAP Housing).

  • AutumnGold offers assistance on select Caldwell-area homes.
  • Most Treasure Valley buyers start with IHFA.

Who Qualifies

Location

Ada · Canyon

Buyer type

First-time & repeat buyers

Primary residence

Must be your primary home — not an investment property

Education course

Finally Home! homebuyer education required before closing

Your contribution

You must contribute at least $500 of your own funds

Income limits

Household income up to $170,000 for IHFA programs

Household120% AMI Limit
1 person$89,926
2 people$102,750
3 people$115,576
4 people$128,400

Showing sizes 1-4. See all household sizes

Ada County • FY 2025 HUD Income Limits

How to Apply

  1. 1

    Take our quiz to see IHFA + local program matches.

  2. 2

    Start with an IHFA-approved lender for statewide DPA.

  3. 3

    If buying in Boise city limits, work with NeighborWorks Boise or LEAP Housing for City of Boise HOP.

  4. 4

    Stack programs where lender guidelines allow.

Apply on Idaho Housing

Documents you'll need

  • Finally Home! education certificate
  • Income verification
  • Pre-approval letter

Program Contact

IHFA-approved lenders + NeighborWorks Boise or LEAP Housing (City of Boise HOP)
IHFA Program Details

Last verified: 2026-05-26