Forgivable LoanStatewideFunding Closed
IHFA Forgiving DPA (Discontinued)
Idaho Housing and Finance Association (IHFA)
Up to
$0
Assistance
Forgivable Loan
Area
Statewide
Buyers
Repeat buyers welcome
Income
120% AMI limit
What This Program Offers
DISCONTINUED: IHFA no longer offers a forgivable down payment assistance product as of 2026.
- Assistance is now a 15-year repayable second mortgage (up to 8% of sales price or appraised value).
- See IHFA Down Payment & Closing Cost Assistance for current options.
Who Qualifies
Location
Available statewide in Idaho
Buyer type
Repeat buyers welcome
Primary residence
Must be your primary home — not an investment property
Income limits
Household income must not exceed 120% AMI for Ada County
| Household | 120% AMI Limit |
|---|---|
| 1 person | $89,926 |
| 2 people | $102,750 |
| 3 people | $115,576 |
| 4 people | $128,400 |
Showing sizes 1-4. See all household sizes
Ada County • FY 2025 HUD Income Limits
How to Apply
- 1
This program is no longer available. Apply for IHFA's repayable second mortgage DPA instead — up to 8% of sales price with as little as $500 out of pocket.
Program Contact
See IHFA repayable second mortgage program
IHFA Program DetailsLast verified: 2026-05-26